How much can you earn by being a money lender


Money lending is a great way to earn money, but not every moneylender in Singapore is successful. If you’re considering becoming a money lender, it’s important to understand the risks and rewards of this business. 

In this article, we’ll discuss how much you can earn by being a money lender and recommend strategies for maximizing your profits while minimizing any potential losses—which are nearly guaranteed in any type of investment!

Money lending can be a lucrative business if you do it right.

Money lending can be profitable if done right. Profitable money lending requires investing in the right assets and managing risk. However, moneylenders face risks. Key points:

  • Lenders charge more for riskier loans. They lose more if borrowers default and don’t pay back their loans. To recover losses from unpaid debts, lenders may “securitize” other assets if a borrower defaults.
  • Some lenders require collateral before lending money. If someone wants $10 million in credit cards but only has $1 million in property as collateral (or security). That bank won’t lend without personal guarantees or insurance policies, which means more paperwork! * Lending capital is risky because we don’t know if people will pay us back—especially when interest rates rise after inflation hits harder than expected and again next year when unemployment rises even more due to our slow economy growing faster than expected!

You can charge 10% interest and earn $1,000 monthly if the borrower has bad credit.

You can charge whatever interest rate you want if you’re a money lender. If the borrower’s credit is poor and they have no collateral, don’t feel bad charging 10 percent interest and earning $1,000 per month. 

But if they have good credit and offer valuable collateral like real estate or stocks, go ahead and charge 20 percent.

And if they are desperate for cash but don’t have anything of value to offer up? Charge 10 percent or even 5 percent. You’ll still make money—and it’s always nice to give back when you can.

You get to decide how much money you make each month by being a money lender: You can charge as much as 10% interest (or “fees”) if you want; or just 1% if that works better for your conscience, or nothing at all if being kind feels better than earning some extra spending cash today!

The longer you lend your money, the more interest you will make.

The longer you lend your money, the more interest you will make. The longer your investment is in place, the more of a return you can expect to receive on it. 

However, as your investment stays in place for longer periods, there’s also a higher risk that it won’t be paid back at all or will be paid back with less than what was originally loaned out.

You can make a good living as a money lender if you play your cards right.

If you want to be a money lender, it’s important that you take steps to ensure that your investments are protected. 

Even if things go well, unforeseen problems are always possible. If that happens and your earnings aren’t as high as expected, then at least you won’t have lost anything too valuable in the process.


It can be a very lucrative business if you’re willing to take on some risk and have some capital available to invest in money lending. However, ensure you understand the risks involved before making any investments.