The 5 Best Personal Loan Lenders in Singapore Right Now


Finding the best personal loa in Singapore can be daunting, especially considering all the options available to you as a consumer. Thankfully, we’ve created this list of the five best personal loan lenders in Singapore so you can pick the right one for your needs and get on with living your life.


Personal loans are available from Citibank, a Singaporean bank, to both new and existing customers. Citibank’s straightforward application process allows customers to apply for multiple products with just one form. Interest rates on loans from this bank are among the lowest in the market. The dashboard is straightforward and includes important details like the current balance, the minimum payment amount, the date it’s due, and more.

IP Credit

Personal loans are provided by Singapore-licensed moneylender IP Credit. They offer personal, payday, and business loans. IP Credit’s customer service makes it one of Singapore’s best personal loan providers. They offer a fast, easy loan application process and fast loan disbursement. Flexible loan repayment terms make IP Credit a top personal loan lender. Monthly, bi-weekly, and weekly payments are available. Repayment terms are flexible so borrowers can pick one that works for them. IP Credit also provides individualized financing solutions. Each borrower receives a loan package that is specifically designed to meet their financial requirements. IP Credit is licensed and regulated by Singapore’s Ministry of Law, ensuring compliance with government regulations. Borrowers can trust their lender. IP Credit’s great customer service, flexible loan repayment terms, and customized loan packages make them one of Singapore’s best personal loan lenders.


If you need a personal loan in Singapore, Maybank is an excellent choice. It has been around since 1951 and is one of the largest banks in the country; it is also registered with the Monetary Authority of Singapore (MAS). Maybank offers a broad range of personal loan products to meet your needs. Whether you need an installment loan or a credit card with a fixed interest rate, they can help. They have competitive rates and good customer service as well. The other thing that we love about Maybank is its website! It’s easy to navigate, quick to load and has all their product information at your fingertips. You do not even need to be logged in an account with them—you enter some basic information about yourself, and voila! You get access to all the loans available from Maybank at that time. This makes applying for a personal loan from Maybank smooth sailing, so whether you need money for an impending purchase or want to consolidate some debt, consider using them when researching where best things might go with your finances.

Standard Chartered Bank

Singapore-based Standard Chartered Bank offers personal loans, credit cards, and mortgages. Personal loans range from S$10,000 to S$100,000 ($7,200–$77,400). Loan applications are simple. Name, address, and employment information are required. If you’re applying for Standard Chartered Bank’s maximum financing, the company will ask for your income.

DBS bank

DBS bank is a good option for personal loans. Their interest rates are competitive, and they have a simple online application process, making it easy to apply for your loan. They also have a customer service division can help you with any issues during or after the application process.


In conclusion, we’re excited to see what the future holds for personal loan lenders in Singapore. We know that this list is just the beginning, and there are many more lending companies out there that are worth exploring.